We welcome patients enrolled by the Affordable Care Act and New Jersey Medicaid. Enroll now at www.Heathcare.gov. Open enrollment is from November 1 until December 15, 2017. Coverage will begin on January 1, 2018.
The practice is not accepting new Medicaid patients at this time.
Please note that you must sign up for Medicare three months prior to your 65th birthday. Visit www.medicare.gov to find an economical part D plan for your medications and to learn more about Medicare benefits. Medicare Open Enrollment is from October 15 to December 15. This is a good time to review your benefits and prescription drug benefits. Click here to learn more.
Terms You Should Know
Individual Mandate. Most Americans who are not covered by another plan (e.g. parent’s plan, employer’s plan) must sign up for health insurance or pay a penalty due at the time of income tax filing. Some people may be exempt from the insurance requirement due to financial hardship or religious beliefs.
Employer Mandate. Employers with 50 or more full time employees must provide coverage to their employees. This mandate became effective on January 1, 2015.
Catastrophic Insurance. A less expensive form of insurance with higher deductibles that satisfies the Individual Mandate.
Out-of-pocket Costs. All costs not covered by insurance. A cap of $6,500 goes into effect in 2015.
Call the Health Insurance Marketplace at 1-800-318-2596 for more information or click on the following links:
Health Reform – The Henry J. Kaiser Family Foundation
Health Exchange Information in NJ
New Jersey Health Exchange Profile
Patient Protection and the Affordable Care Act
The Health Insurance Marketplace 101
In the News
“America’s Bitter Pill” Author Steven Brill on Obamacare – January 5, 2015
Participating Insurance Providers in New Jersey
Blue Cross Blue Shield of New Jersey
Dr. Schmidt is pleased to accept most of the above insurance plans.